![]() ![]() 24/7 access to the Visa Signature Conciergeīenefits when staying at a property in the Visa Signature Luxury Hotel Collection.For ongoing rewards, earn 2% cash rewards on purchases.Cardholders can earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months.The Active Cash card also offers enticing cash-back rewards, making it worth keeping in your wallet after you’ve paid off your transferred debt. Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a fee of up to 5%, with a minimum of $5 applies. The Wells Fargo Active Cash® Card offers a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 17.24%, 22.24%, or 27.24% variable APR applies. 24/7 roadside dispatch (a minimum service charge of $69.95 will apply).Up to $600 of cell phone protection if the card is used to pay your monthly phone bill (subject to a $25 deductible).Balance transfers made within 120 days qualify for the intro rate and fee of 3% then a balance transfer fee of up to 5%, min $5 applies. A 15.24% to 27.24% variable APR applies after that. An intro APR extension for 3 months is available with on-time minimum payments during the intro period. ![]() The Wells Fargo Reflect® Card offers a 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. The Wells Fargo Reflect is one of the best cards around for people who need a long intro APR, and the Wells Fargo Active Cash provides ongoing value in the form of flat-rate rewards once you’ve paid off your transfer. Wells Fargo may offer fewer balance transfer deals than other big banks like Chase or Citi, but is still well worth considering for your balance transfer needs. You may need to specify the amount you’d like to transfer and from which bank or issuer. If you’re applying for a new Wells Fargo credit card, request a balance transfer while filling out your application. Cardholders can also initiate a transfer by calling 1-80. If you already have a credit card account with the bank, log into the Credit Card Service Center using your account information, then select Request Balance Transfer under Account Management. How To Do a Balance Transfer With Wells FargoĪ balance transfer with Wells Fargo is fairly straightforward. Making new purchases on a balance transfer card can make it hard to pay off your balance within the promotional period, and if you miss a payment, you can lose the intro APR entirely. Know that while balance transfers can be a powerful tool for getting out of debt, there are risks. The balance transfer fee, as well as the length of the intro APR period, are two crucial factors to consider when shopping around for balance transfer offers. Typically, you’ll be charged a percentage of the transfer amount as a balance transfer fee. Note that balance transfers typically must be done between cards from different issuers, so if you want to transfer debt to a Wells Fargo credit card, the existing balance must be on a non-Wells Fargo card. ![]() A balance transfer allows cardholders to transfer an existing balance from one credit card account to another-typically one offering a low or 0% introductory APR. ![]()
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